Additional programs and services

From pharmacy discounts and virtual care to employee support and benefits administration, FlexWork helps make it easier for you to create and sustain a healthier workforce for all.

More ways to get healthier

Customize your plan with additional programs and services like these.

Optum Perks™ pharmacy discount card

included in all Limited Medical MEC plans

The high cost of prescriptions can discourage consumers from taking their medications as directed. Optum Perks can help employees afford the medication they need to live healthier lives.

This service is dedicated to delivering discounts of up to 80% on FDA-approved medications to those who need them the most.¹

Online tools make it easier for employees to price medications and find participating pharmacies
Discount cards/coupons can be used at over 64,000 pharmacies nationwide, from the big chains to independent pharmacies

Simply show your card or coupon to your pharmacist every time you fill a prescription and start saving.

HealthiestYou™ virtual care

included in all Limited Medical MEC plans

With the HealthiestYou app, employees get 24/7 access to virtual care right from their mobile device with unlimited visits and $0 copay per visit.² Online doctors can diagnose, prescribe³ and treat a wide range of nonemergency medical conditions at no cost to you or your employees. Also included:

Mental health services: consult with a psychiatrist online (18+ only)
Back and neck care: connect with certified coaches who can develop a personalized plan including guided exercise videos
Treatment decision support: get help in choosing the right treatment option for your situation
Expert medical opinions: get a second opinion when facing a critical illness or complex condition

To learn more, visit healthiestyou.com.

Benefits administration made easier

If your current benefits administrator lacks capabilities like self-bill management or real-time tracking, we offer an optional service that provides you access to a suite of resources designed for both traditional and part-time workforces. Built for employers with high turnover and complex eligibility rules, this service is managed by Benefits Harbor, though we can work with any benefits administrator if requested.

Real-time automated system tracking and reporting

Complex businesses-rules eligibility management (e.g., 13-week lookbacks, rehires, benefit suspensions)
Reports to ensure IRS and ACA compliance
Optional IRS filing on behalf of employer

Self-bill management

Preparation of customized payroll files to employers
Preparation of billing invoice with adjustments to pay UnitedHealthcare
Carrier/payroll auditing to ensure data accuracy and integrity

Per payroll period missed premium tracking

Member notification of missed premium
Automated auto-term rules that can be customized by employer
Optional direct-pay feature for staff who cannot consistently pay premiums via payroll deductions

Online and call center support

Annual enrollment and new hire enrollment
Life event changes

Specialized expertise for high-turnover industries

300

employer clients

2.5^M

employee lives

4

of the top 10 U.S. staffing firms rely on Benefits Harbor

To learn more or ask for a quote, contact your UnitedHealthcare representative

Footnotes

Up to 80% savings compared to pharmacy retail pricing. Actual savings may vary.
Data rates may apply.
Certain prescriptions may not be available, and other restrictions may apply.

Disclaimers

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. and UnitedHealthcare Service LLC in NY, or their affiliates. Noninsurance services are offered only on specific lines of coverage and are not insurance. These services may be modified or terminated at any time, may not be available in all states and may vary depending on state laws and regulations. Not available in New York and Washington.

UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX, DPOL.12.TX and DPOL.12.TX (Rev. 9/16) and associated COC form numbers DCOC.CER.06, DCOC.CER.IND.12.TX and DCERT.IND.12.TX. Plans sold in Virginia use policy form number DPOL.06.VA with associated COC form number DCOC.CER.06.VA and policy form number DPOL.12.VA with associated COC form number DCOC.CER.12.VA. * Benefits for the UnitedHealthcare Dental DHMO/Direct Compensation plans are offered by Dental Benefit Providers of California, Inc. UnitedHealthcare Dental is affiliated with UnitedHealthcare.

UnitedHealthcare vision coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06.TX or VPOL.13.TX and associated COC form number VCOC.INT.06.TX or VCOC.CER.13.TX. Plans sold in Virginia use policy form number VPOL.06.VA or VPOL.13.VA and associated COC form number VCOC.INT.06.VA or VCOC.CER.13.VA. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or the company.

UnitedHealthcare Critical Illness product is provided by UnitedHealthcare Insurance Company. Critical Illness coverage is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the mandate to have health insurance coverage. Failure to have other health insurance coverage may be subject to a tax penalty. Please consult a tax advisor. The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Some products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

UnitedHealthcare Accident Protection product is provided by UnitedHealthcare Insurance Company. The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Some products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

UnitedHealthcare Hospital Indemnity product is provided by UnitedHealthcare Insurance Company. The product provides a limited benefit for certain hospital indemnity plan benefits. Please note: HOSPITAL INDEMNITY coverage is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the mandate to have health insurance coverage. Failure to have other health insurance coverage may be subject to a tax penalty. Please consult a tax advisor. The policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. This product is not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

Noninsurance services are offered only on specific lines of coverage and are not insurance. These services may be modified or terminated at any time, may not be available in all states and may vary depending on state laws and regulations. Not available in New York and Washington.

All UnitedHealthcare members can access a cost estimate online or on the mobile app. None of the cost estimates are intended to be a guarantee of your costs or benefits. Your actual costs may vary. When accessing a cost estimate, please refer to the Website or Mobile application terms of use under Find Care & Costs section.

HealthiestYou is not health insurance. HealthiestYou is designed to complement, and not replace, the care you receive from your primary care physician. HealthiestYou physicians are an independent network of doctors who advise, diagnose, and prescribe at their own discretion. HealthiestYou physicians provide cross coverage and operate subject to state regulations. Physicians in the independent network do not prescribe DEA controlled substances, non- therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. HealthiestYou does not guarantee that a prescription will be written. Services may vary by state. HealthiestYou by Teladoc® and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations.

All trademarks are the property of their respective owners.