Making more affordable health benefits possible for every employee

Industry-leading expertise

Tap into decades of UnitedHealthcare expertise in designing plans that promote better health and greater affordability

Large provider network

Gives you more choices than the narrow networks in some exchange plans — plus other options available for this part of your workforce

Simplicity and savings

Discover medical plans with no deductibles, first-dollar coverage and lower out-of-pocket costs. Can be offered via pretax payroll deduction. Dependent coverage available

More ways to work toward overall wellness

Includes health and discount programs designed to help employees manage their overall well-being

Alternative to ACA marketplace plans

Offers options beyond high-deductible exchange plans and limited Medicaid eligibility

Access to specialty coverage

Provides the option to enroll in dental, vision and financial protection plans, which exchanges don’t offer

Providing a complete benefits solution

We offer a wide range of coverage options to help improve health by being more accessible and cost-effective for your evolving workforce. 

Medical and pharmacy

  • Limited Medical Minimum Essential Coverage Plan
    • Standalone
    • Integrated with indemnity
  • Limited Minimum Value Plan (fully ACA-compliant)
  • Pharmacy benefits

Specialty and financial protection

  • Dental and vision
  • Enhanced hospital indemnity with network access
  • Critical illness and accident

Benefit administration

  • Optional integrated, turnkey platform
  • Digital and live benefit counselor support

More options to enhance your plan

With these additional plans and programs, FlexWork is built to make healthy more flexible for your employees and your business.

Vision plans

From providing lower-cost access to glasses and contacts to closing critical gaps in care, vision plans enhance your employee benefits package.

Dental plans

Because improving oral health may also improve overall health, dental plans may help lower employees' medical costs, too.

Financial protection plans1

Plans like hospital indemnity, critical illness2 and accident protection are designed to give your employees additional financial security.

Additional programs and services

Round out your FlexWork package with additional benefits for your employees, as well as a specialized benefits administration program for simpler eligibility and enrollment management.

Creating a workforce that has more affordable coverage options

56%

of the U.S. workforce is hourly3

>40%

increase in uninsured in 20264

>57%

of those earning under $48K per year lack access to quality, affordable care5

FlexWork is built for employees like yours

Restaurant, retail, hospitality and other non-staffing businesses

Employees eligible for coverage:

  • Non-benefits-eligible W-2 workers — Part-time, limited-time, seasonal and hourly employees
  • Benefits-eligible W-2 workers — Full-time hourly or salaried workers who opt out of your high deductible major medical health plan

Staffing businesses

Employees eligible for coverage:

  • Non-benefits-eligible W-2 workers — Variable-hour contingent contractors (<30 hours/week, non-full-time)
  • Benefits-eligible W-2 workers — Non-variable-hour contingent contractors (>30 hours/week, full-time)

For more information or to request a quote, contact