Innovating to bring savings and ease to labor and trust benefits

Our health plans are made for lower costs and an easier experience. Whether you prefer self-funded or fully insured options, count on our dedicated Labor and Trust team to tailor quality benefits for your active and retired members.

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Offering quality solutions and expertise

UnitedHealthcare leverages the extensive resources of UnitedHealth Group to support 29.7M+ commercial members nationwide,¹ including over 1M who are represented by labor unions and trust funds. We’re dedicated to providing these hard workers with a variety of custom solutions built to make accessing care, understanding their plan and saving money a whole lot easier.

Here is just a snapshot:

Personalized support and solutions

Prioritizing a customer-first strategy, our dedicated third-party administrator (TPA) delivers customized guidance and tailored health care options, plus trust fund administration services for pension, annuity, vacation, apprenticeship and education funds.

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Greater access through UnitedHealthcare Shared Services

With UnitedHealthcare, plan sponsors have access to the nation's single largest proprietary network²— either by self-administering plan benefits or with the help of a TPA.

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Caring support

By joining forces with LaborFirst, we offer a best-in-class health care navigation solution. It gives members access to a dedicated advocate who provides personalized support to help them maximize their benefits at every stage of life.

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A plan built for simplicity

This health plan option is designed to help members see actual copays pre-appointment and access care without referrals, deductibles or coinsurance.

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Potential member savings

We teamed up with Garner Health to offer financial incentives to members who seek care from providers designated as Top Doctors.

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Health plans for retirees and specialty benefits for all

UnitedHealthcare® Group Medicare Advantage PPO plans include a sales, account management and call center team dedicated to supporting you and your retirees. We also offer vision, dental and other benefits to round out the coverage.

Learn more about medicare

Learn more about specialty benefits

Network and membership numbers to note

1.7^M+

physicians and health care professionals and 5K+ hospitals in our national network³

1^M+

labor union and trust fund members nationwide⁴

5^M+

members served by UMR, the nation’s largest TPA⁵

Contact our Labor and Trust team for details

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Footnotes

2024 UnitedHealth Group Investors Conference.
UnitedHealth Network Access internal analysis, Oct. 2024.
UnitedHealthcare internal analysis, Dec. 31, 2024.
As of December 31, 2023.
UMR internal analysis, Dec. 31, 2024.
January 31, 2024. FORTUNE is a registered trademark of Time, Inc. FORTUNE and Time, Inc. are not affiliated with, and do not endorse products or services of UnitedHealth Group.

Disclaimers

All trademarks are the property of their respective owners.  

Advocate services should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The information provided through Advocate services is for informational purposes only and provided as part of your health plan. Wellness nurses, coaches and other representatives cannot diagnose problems or recommend treatment and are not a substitute for your doctor's care. Your health information is kept confidential in accordance with the law. Advocate services are not an insurance program and may be discontinued at any time.  

Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine taxability of these offerings.

This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. The Garner Health Reimbursement Account “Garner HRA” is a separate product offered solely by Garner Health Technology, Inc. (Garner). Underlying medical coverage is offered by UnitedHealthcare Insurance Company or one of its affiliates. Garner and UnitedHealthcare Insurance Company are separate independent companies and are not affiliated. Any questions related to the Garner HRA and/or rates should be directed to Garner. Any questions related to the UnitedHealthcare Insurance Company medical plan offering and/or rates should be directed to UnitedHealthcare Insurance Company. The Garner HRA is not required to be purchased with the UnitedHealthcare Insurance Company medical plan.

Insurance coverage for fully insured plans is provided by All Savers Insurance Company (for FL, GA, OH, UT and VA) or by UnitedHealthcare Insurance Company (for AZ and MO). These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or the company. Administrative services for insurance products underwritten by All Savers Insurance Company and UnitedHealthcare Insurance Company, and for self-funded plans, are provided by Bind Benefits, Inc. [dba Surest], its affiliate United HealthCare Services, Inc., or by Bind Benefits Administrators Services [dba Surest] in CA. Stop loss insurance for level funded plans is underwritten by United Healthcare Insurance Company.

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Innovating to bring savings and ease to labor and trust benefits

Offering quality solutions and expertise

Here is just a snapshot:

Personalized support and solutions

Greater access through UnitedHealthcare Shared Services

Caring support

A plan built for simplicity

Potential member savings

Health plans for retirees and specialty benefits for all

Network and membership numbers to note

1.7M+

1M+

5M+

Industry-leading innovation

Contact our Labor and Trust team for details

1.7^M+

1^M+

5^M+