Helping your employees find care close to home — and beyond

UnitedHealthcare offers plans for New Jersey businesses. With local and nationwide access, savings opportunities and popular wellness programs, your employees can expect more from their benefits.

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New Jersey care with nationwide flexibility

20^K+

providers in your local area¹

56^K+

providers across New Jersey¹

1.8^M+

physicians and health care
professionals nationwide²

Support for your employees’ well-being

Wellness programs and health services are included in connection with many health plan options at no additional cost — making it easier for employees to access support and help lower out-of-pocket costs.

$0 Vital Medication Program

Designed to help manage the cost of prescription medications, eligible members can access certain critical medications, like insulin and epinephrine, at $0 cost.³

Vital Medication Program flier (pdf)

Exclusive access to wellness discounts

UHC Store is a digital shopping experience where eligible individuals can purchase health, wellness and lifestyle offerings that are meaningful to them. Many are available at a discount, from fitness to meal planning and family wellness.

UHC Store flier (pdf)

$0 copays for 24/7 Virtual Visits

Gives employees easier, quicker access to care for minor conditions like pinkeye, stomach flu and headaches — anytime, anywhere with $0 copays.⁴

24/7 Virtual Visits flier (pdf)

$700 annual earning potential

To help incentivize healthier habits, employees can earn up to $700 for reaching certain program goals and completing personalized fitness activities.

UnitedHealthcare Rewards flier (pdf)

Sweat Equity® flier (pdf)

All your group benefits, all in one place

UnitedHealthcare is the only carrier in New Jersey to offer medical and specialty benefits under one roof. By bundling a medical plan with our life, disability, dental and/or vision plans, you may reduce your medical plan costs and help:

Increase employee retention and job satisfaction
Improve member engagement and reduce medical costs
Fill gaps in care

Committed to a healthier New Jersey

UnitedHealthcare is dedicated to helping our state’s economy, social services, families and children through nonprofit support, employee volunteering and giving.⁵

1.6^M+

members in New Jersey

6^K+

employees in 5 offices statewide

^$1.8^M+

donations made to
local organizations in 2025

58^K+

hours of community service
donated in 2025

Contact your broker or request a no-obligation quote today

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Footnotes

UnitedHealthcare internal analysis. Network count for the local area includes the following counties: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer and Salem as of May 28, 2026.
UnitedHealthcare internal analysis, March 31, 2026.
Available to eligible members. Members may check coverage details at myuhc.com®.
Available for 2–50 and 51+ fully insured and level funded non-health savings account (HSA) plans in 2026. 24/7 Virtual Visits will not be subject to the deductible on HSA plans effective Jan. 1, 2027 for 2–50 fully insured and level funded plans in New Jersey. The Designated Virtual Visit Provider's reduced rate for a 24/7 Virtual Visit is subject to change and may apply after the deductible according to plan design. Individuals should check their benefit documents for specific coverage details.
UHG New Jersey State Snapshot produced February 2026: Membership, local network, and employee counts as of December 2025. Community investments and employee volunteer hours contributed in 2024. Community investments includes 2025 UnitedHealthcare Children's Grants.

Disclaimers

Providers = physicians and health care professionals.

UHC Store provides a member-direct purchase of health and wellness offerings. UHC Store is not a product, program nor service, is not insurance, and is not a substitute for health plan benefits nor professional medical advice, diagnosis, or treatment. UnitedHealthcare does not endorse nor guarantee offerings available through UHC Store. UnitedHealthcare is not responsible or liable for services, or advice given by a UHC Store participant of these offerings. Individuals are responsible for understanding potential risks associated with using these offerings. Purchasing any offerings may have tax implications. Individuals should consult with a tax specialist to determine whether they have any tax obligations from purchasing offerings from the UHC Store, subscriptions' Health Savings Account (HSA)/Flexible Spending Account (FSA) eligibility, and to determine if a subscription provides medical care that may impact HSA eligibility. Components subject to change. UHC Store is not available in all states or for all members. Some products are not available in all states.

Sweat Equity is a voluntary program. Reimbursement is generally limited to the lesser of $200 per subscriber and $100 per covered spouse/domestic partner and covered dependent aged 13 and older or the actual amount of the qualifying fitness costs per 6-month period. Rewards may be taxable. Consult with an appropriate tax professional to determine if you have any tax obligations from receiving reimbursement under this program. 

Bundling programs are not available in all states or for all group sizes. Minimum participation requirements may apply. Please consult your UnitedHealthcare representative for more details.

Vital Medication Program: Medications are categorized by common therapeutic conditions in this reference guide for ease of reference only. These categories do not determine coverage for the medication for your condition. Your benefit plan determines how these medications may be covered for you. Where differences are noted between this reference guide and your benefit plan documents, the benefit plan documents will govern. This document applies to commercial group members of UnitedHealthcare plans.

UnitedHealthcare Rewards is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker, certain credits and/or rewards and/or purchasing an activity tracker with earnings may have tax implications. You should consult with an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change. This program is not available for fully insured members in Hawaii, Vermont and Puerto Rico nor available to level funded members in District of Columbia, Hawaii, Vermont and Puerto Rico.

24/7 Virtual Visits is a service available with a Designated Virtual Network Provider via video, or audio-only where permitted under state law. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. 24/7 Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.

Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine taxability of these offerings.

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.