A nice surprise for every Pennsylvania business

Lower rates for small businesses to large corporations, supported by the trusted local care your employees count on. With nationwide access, flexible plans and wellness programs made to simplify everyday health, your business gets more value at every turn.

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Local care with nationwide flexibility

Your employees get access to nearby care — including all Geisinger hospitals, healthplexes, clinics and providers — plus the nation’s single largest proprietary network.¹

1.7M+

physicians and health care professionals nationwide²

87K+

providers in Pennsylvania³

14K+

providers in your area³

Newly reduced rates for all group sizes

We offer a variety of funding options and plan designs — including a range of deductibles, coinsurance, copayments and out-of-pocket limits.

Popular employee programs

Many of our plans include added value without the added cost. Plus wellness programs designed to be easier to implement.

$0 Vital Medication Program

Gives eligible members access to certain critical medications like insulin at $0 cost⁶

UnitedHealthcare Rewards

Offers employees a chance to earn rewards for completing one-time activities like a health survey and taking healthy actions like tracking steps and sleep

Employee Assistance Program

Offers employees confidential, in-the-moment support from a trusted counselor

Contact us to get a quote

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Footnotes

UnitedHealth Network Access internal analysis, October 2024.
National network: UnitedHealthcare internal analysis, Dec. 31, 2025.
Pennsylvania Network and Local Area Network: UnitedHealthcare internal analysis, Dec. 16, 2025. Local area includes the following counties: Bradford, Carbon, Centre, Clearfield, Clinton, Columbia, Huntingdon, Juniata, Lackawanna, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northumberland, Pike, Schuylkill,   Snyder, Sullivan, Susquehanna, Tioga, Union, Wayne and Wyoming.
Average savings for UnitedHealthcare fully insured groups nationwide migrated to UnitedHealthcare Level Funded, Jan 1, 2025 – Dec 31, 2025. Savings are not guaranteed.
Surest actuarial results through 2025.
Available to eligible members. Members may check coverage details at myuhc.com/rx.

Disclaimers

Participation in the health survey is voluntary. Your responses will be kept confidential in accordance with applicable law and will only be used to provide health and wellness information or conduct other plan activities.  The UnitedHealthcare plan with Health Savings Account (HSA) is a qualifying high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member FDIC. The HSA refers only and specifically to the Health Savings Account that is provided in conjunction with a particular bank, such as Optum Bank, and not to the associated HDHP.  Bundling programs are not available in all states or for all group sizes. Minimum participation requirements may apply. Please consult your UnitedHealthcare representative for more details.

Vital Medication Program: Medications are categorized by common therapeutic conditions in this reference guide for ease of reference only. These categories do not determine coverage for the medication for your condition. Your benefit plan determines how these medications may be covered for you. Where differences are noted between this reference guide and your benefit plan documents, the benefit plan documents will govern. This document applies to commercial group members of UnitedHealthcare plans.

UnitedHealthcare Rewards is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker, certain credits and/or rewards and/or purchasing an activity tracker with earnings may have tax implications. You should consult with an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change. This program is not available for fully insured members in Hawaii, Vermont and Puerto Rico nor available to level funded members in District of Columbia, Hawaii, Vermont and Puerto Rico.

The material provided through the Employee Assistance Program (EAP) is for informational purposes only. EAP staff cannot diagnose problems or suggest treatment. EAP is not a substitute for your doctor’s care. Employees are encouraged to discuss with their doctor how the information provided may be right for them. Your health information is kept confidential in accordance with the law. EAP is not an insurance program and may be discontinued at any time. Due to the potential for a conflict of interest, legal consultation will not be provided on issues that may involve legal action against UnitedHealthcare or its affiliates, or any entity through which the caller is receiving these services directly or indirectly (e.g., employer or health plan). This program and its components may not be available in all states or for all group sizes and is subject to change. Coverage exclusions and limitations may apply.

Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine taxability of these offerings.

UnitedHealthcare Choice Plus: Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Level Funded: Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.

Surest Fully Insured: Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

UnitedHealthcare Benefit Ally® offers Accident Protection, Critical Illness, and Hospital Indemnity products provided by UnitedHealthcare Insurance Company. Each product provides separate limited benefits. Accident Protection, Critical Illness and Hospital Indemnity coverages are NOT considered “minimum essential coverage” under the Affordable Care Act and therefore none of the products satisfy the mandate to have health insurance coverage. Failure to have other health insurance coverage may be subject to a tax penalty. Please consult a tax advisor. The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. These products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.