Health plan advantages for you and your employees

There’s a new offering from UnitedHealthcare Freedom Plans. Discover all there is to love about our Granite Advantage EPO Tiered plan designs.

View plan fact sheet (pdf)

Designed for savings opportunities without sacrificing access

Both you and your employees may find greater savings potential with our new Granite Advantage EPO Tiered plans.

Competitive rates

UnitedHealthcare Freedom Plans Granite Advantage EPO plans now include a tiered hospital option
Employers may save 10% on health insurance premiums¹
Employees can access $0 deductible hospital stays at designated Tier 1 network hospitals in New Hampshire. Download the fact sheet below to learn more about the Tier 1 hospitals

Granite Advantage EPO Tiered Network fact sheet (pdf)

Unrestricted network access

Unlike a narrow network plan, Freedom Granite Advantage EPO Tiered plans offer access to all 26 acute care facilities in New Hampshire
Employees have access to 10K+ New Hampshire providers,² as well as a broad nationwide network of 1.8M+ providers and 5.6K+ hospitals³
Employees can choose the option that best fits their needs

Plan flexibility

Employers can pair the Granite Advantage EPO Tiered plan with any other health insurance plan in our portfolio
You and your employees get more choice and flexibility

Freedom Plans Network fact sheet (pdf)

Working to keep costs down for employees

Plans include everyday ways for employees to save, including:

$0 vital medications

Eliminates out-of-pocket costs for certain medications like preferred short and long-acting insulin, albuterol, epinephrine, glucagon and naloxone.

Care Cash®

Gives employees up to $500 on a preloaded debit card to use toward cost-sharing for certain network expenses, like deductibles and copays.

Care Cash flier (pdf)

Inspiring healthier habits

Offers employees the opportunity to earn up to $450 for reaching certain health goals and completing activities, including many things they may already be doing. There's also savings on fitness centers and apps.

UnitedHealthcare Rewards flier (pdf)

Fitness Reimbursement flier (pdf)

$0 copays for 24/7 Virtual Visits

Provides employees with easier and quicker access to care for minor conditions like pinkeye, stomach flu and headaches — all at a $0 copay.⁴

24/7 Virtual Visits flier (pdf)

Committed to a healthier New Hampshire

960+

UnitedHealth Group employees in the 603 to serve employer and employee needs⁵

^$43.4^K+

donated in 2023 to local organizations from UnitedHealth Group, the United Health Foundation Giving program and the Diversity in Health Care Scholarship program⁵

11.6^K+

donated local volunteer hours in 2023 by UnitedHealth Group employees⁵

Contact your broker or ask for a no-obligation quote

Request a quote

Footnotes

UnitedHealthcare internal analysis based on 2025 filed rates. Savings based on comparison of UnitedHealthcare Freedom Plans Granite Advantage EPO plans to UnitedHealthcare Freedom Plans Granite Advantage EPO Tiered plans with similar plan design cost shares.
UnitedHealthcare Freedom Plans network internal analysis, March 2025. This data represents all UnitedHealthcare Freedom Insurance Company participating (network) providers except urgent care centers. Behavioral health practitioners, complementary and alternative medicine providers are included. Providers who are board certified in more than one specialty, and/or practice at more than one location, are counted only once and at only one location.
UnitedHealthcare internal analysis, March 31, 2025.
The Designated Virtual Visit Provider’s reduced rate for a 24/7 Virtual Visit is subject to change and may apply after the deductible according to plan design. Individuals should check their benefit documents for specific coverage details.
UnitedHealth Group state snapshot for New Hampshire, Jan. 28, 2025.

Disclaimers

This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact your broker or UnitedHealthcare sales representative.

Members enrolled in the UnitedHealthcare Freedom Plans Granite Advantage EPO Tiered plans will have their deductible waived ($0 deductible) for in-patient hospital stays when utilizing one of our Tier 1 network hospitals in New Hampshire. Standard cost-shares will apply and other charges may apply. For costs and complete details of the coverage, contact your broker or UnitedHealthcare sales representative.

24/7 Virtual Visits is a service available with a Designated Virtual Network Provider via video, or audio-only where permitted under state law. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. 24/7 Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.

Care Cash provides a pre-loaded debit card which can be used toward cost-sharing for certain network health care expenses. If the card is used for ineligible 213(d) expenses, individuals may incur tax obligations and should consult an appropriate tax professional to determine if they have such obligations. The information provided in connection with Care Cash is for general informational purposes only and is not intended to be nor should be construed as medical advice. Individuals should consult an appropriate health care professional to determine what may be right for them.

UnitedHealthcare Rewards is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker, certain credits and/or rewards and/or purchasing an activity tracker with earnings may have tax implications. You should consult with an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change. This program is not available for fully insured members in Hawaii, Vermont and Puerto Rico nor available to level funded members in District of Columbia, Hawaii, Vermont and Puerto Rico.

Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine taxability of these offerings.

Insurance policies underwritten by UnitedHealthcare Freedom Insurance Company.