Plans built for healthier Illinois businesses

Working side by side with the Illinois Chamber of Commerce, the Community Chamber Program from UnitedHealthcare gives you members-only access to plans built for your business — with benefits you’d be proud to offer your employees and at an average savings of 25%.Lower costs and quality benefits go hand in hand with a small business health plan from UnitedHealthcare.


Small business health plans designed to give you more

Discover savings, flexibility and stability with UnitedHealthcare Level Funded health plans — built to help chamber member businesses balance the cost savings they’re looking for with benefits plan participants want.


  • Rates based on the medical claims experience of your plan participants (groups 5-50 not subject to adjusted community rating)
  • Potential for a year-end surplus refund for your health plan if plan participant medical and pharmacy claims are lower than expected2


  • Exemption from many Affordable Care Act (ACA) regulations and state insurance premium taxes
  • A variety of plan designs and provider networks to choose from


  • Fixed monthly payments, similar to a fully insured plan experience
  • Stop loss protection from unexpected high medical claims costs
  • Online tools to simplify plan management

Quality benefits for your plan participants

Large provider network

Plan participants can access a robust provider network nearby and nationwide, including 1.7M+ physicians and health care professionals and 7,000+ hospitals.3


HealthiestYou virtual care

HealthiestYou™ gives plan participants 24/7 mobile access to doctors who can diagnose, prescribe and treat nonemergency medical conditions.

Rewards for staying active

With UnitedHealthcare Motion®, participants complete certain daily fitness goals and may earn financial rewards of up to $1,095 per year through 12/31/2023.

Effective January 1, 2024, New Business and existing All Savers and Level Funded employers will migrate to UHC Rewards on the groups renewal date. Through UHC rewards members may earn up to $1,000 by completing reward activities.

Human resources and compliance support

Mineral™ helps you handle even the most complex issues confidently, with access to how-to guides, checklists, sample documents, best practices and more on an array of HR topics.

Participating Chambers of Commerce

  • Byron Area Chamber of Commerce
  • Des Plaines Chamber of Commerce and Industry
  • Elgin Area Chamber of Commerce
  • Geneva Chamber of Commerce 
  • Greater Centralia Chamber of Commerce
  • Illinois Chamber of Commerce
  • Illinois Valley Area Chamber of Commerce
  • Jefferson County Chamber of Commerce 
  • O’Fallon-Shiloh Chamber of Commerce 
  • Quincy Area Chamber of Commerce

Ask for a custom no-obligation quote today

See how much your business may save on a health plan from the Community Chamber Program.