Illinois Community Chamber

Plans built for healthier Illinois businesses

Working side by side with the Illinois Chamber of Commerce, the Community Chamber Program from UnitedHealthcare gives you members-only access to plans built for your business — with benefits you’d be proud to offer your employees and at an average savings of 25%.¹Lower costs and quality benefits go hand in hand with a small business health plan from UnitedHealthcare.

Small business health plans designed to give you more

Discover savings, flexibility and stability with UnitedHealthcare Level Funded health plans — built to help chamber member businesses balance the cost savings they’re looking for with benefits plan participants want.

Savings

Rates based on the medical claims experience of your plan participants (groups 5-50 not subject to adjusted community rating)
Potential for a year-end surplus refund for your health plan if plan participant medical and pharmacy claims are lower than expected²

Flexibility

Exemption from many Affordable Care Act (ACA) regulations and state insurance premium taxes
A variety of plan designs and provider networks to choose from

Stability

Fixed monthly payments, similar to a fully insured plan experience
Stop loss protection from unexpected high medical claims costs
Online tools to simplify plan management

Quality benefits for your plan participants

Large provider network

Plan participants can access a robust provider network nearby and nationwide, including 1.7M+ physicians and health care professionals and 7,000+ hospitals.³

HealthiestYou virtual care

HealthiestYou™ gives plan participants 24/7 mobile access to doctors who can diagnose, prescribe and treat nonemergency medical conditions.

Rewards for staying active

UnitedHealthcare Rewards is designed to meet members where they’re at — and is included in eligible employer sponsored health plans at no additional cost. Members may earn up to $1,000 by completing reward activities.⁴

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Human resources and compliance support

Mineral™ helps you handle even the most complex issues confidently, with access to how-to guides, checklists, sample documents, best practices and more on an array of HR topics.

The more you bundle, the more you may save

Lower your health plan premiums by up to 4% when you offer a UnitedHealthcare vision, dental or other specialty plan alongside a UnitedHealthcare medical plan. Ask your broker or UnitedHealthcare representative for details.

Participating Chambers of Commerce

Byron Area Chamber of Commerce
Des Plaines Chamber of Commerce and Industry
Elgin Area Chamber of Commerce
Galesburg Area Chamber of Commerce
Geneva Chamber of Commerce
Greater Centralia Chamber of Commerce

Illinois Chamber of Commerce
Illinois Valley Area Chamber of Commerce
Jefferson County Chamber of Commerce
O’Fallon-Shiloh Chamber of Commerce
Quincy Area Chamber of Commerce
Schaumburg Business Association

Ask for a custom no-obligation quote today

See how much your business may save on a health plan from the Community Chamber Program.

Ask for a quote

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Footnotes

25% savings based on Q2 2023 UnitedHealthcare internal analysis for average price comparison between UnitedHealthcare plans in Illinois. Savings are not guaranteed.
Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law.
UnitedHealthcare internal analysis, June 30, 2023.
Reward earning values and redemption options vary by plan. Some activities require connecting a tracker to earn rewards

Disclaimers

HealthiestYou is not health insurance. HealthiestYou is designed to complement, and not replace, the care you receive from your primary care physician. HealthiestYou physicians are an independent network of doctors who advise, diagnose, and prescribe at their own discretion. HealthiestYou physicians provide cross coverage and operate subject to state regulations. Physicians in the independent network do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. HealthiestYou does not guarantee that a prescription will be written. Services may vary by state. HealthiestYou by Teladoc® and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations.

Mineral® products and services are provided directly by Mineral, Inc., headquartered at 6701 Koll Center Parkway, Suite 430, Pleasanton, California 94566. ThinkHR®, Mineral® and Mineral Platform™ are registered and unregistered trademarks of Mineral, Inc.

UnitedHealthcare Rewards is a voluntary program. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker, certain credits and/or rewards and/or purchasing an activity tracker with earnings may have tax implications. You should consult with an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change. This program is not available for fully insured members in Hawaii, Vermont and Puerto Rico nor available to level funded members in District of Columbia, Hawaii, Vermont and Puerto Rico.

Minimum participation requirements may apply for bundling programs. Benefits and programs may not be available in all states or for all group sizes. Components subject to change.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.

Together for a better health plan