Community Chamber

Plans built for healthier Indiana businesses

Health insurance is the No.1 requested benefit by employees¹But when you're a small business owner, managing your costs is critical. Working side by side with local Indiana chambers, the Community Chamber Program from UnitedHealthcare gives you members-only access to plans built for your business — with benefits you’d be proud to offer your employees and at an average savings of 25%.²

Savings are just the beginning

Lower costs and quality benefits go hand in hand — with a small business health plan from UnitedHealthcare.

Indiana Community Chamber

Video transcript

[Text On Screen - United Healthcare]

[Text On Screen - Health insurance is #1]

[Text On Screen - Source: U.S. Chamber of Commerce. “The Best Employee Benefits for Keeping Workers Happy.” https://www.uschamber.com/co/run/human-resources/top-employee-benefits. March 12, 2019.]

Health insurance is the number one requested benefit by employees. But as many small business owners know, it isn’t easy to find a health plan your employees want at a price that fits your budget.

[Text On Screen - Open]

[Text On Screen - Good news]

The good news is that when you’re a member of your local Chamber of Commerce, you have access to a small business health plan designed to cut your costs by an average of 25% through the UnitedHealthcare Community Chamber Program.

[Text On Screen - Access to a small business health plan]

[Text On Screen - 25% average health plan savings]

[Text On Screen - Source: 25% average savings based on Q1 2021 UnitedHealthcare internal analysis for average price comparison between UnitedHealthcare plans.]

[Text On Screen - United Healthcare Community Chamber Program]

In addition to lower costs, these plans are designed to give you more choice and flexibility, including exception from many Affordable Care Act regulations and state insurance premium taxes and the potential for a year-end surplus refund if planned participant medical claims are lower than expected.

[Text On Screen - Groups 5-50 not subject to adjusted community rating]

[Text On Screen - Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations, or whether the surplus refund is taxable. Surplus refund available only where allowed by state law.]

No matter which plan you choose, your plan participants get quality benefits, like access to a robust network of local providers and more than a million providers nationwide and HealthiestYou virtual care, where they can get non-emergency care any time right from their mobile device, at no cost.

[Text On Screen - 6,100+ hospitals 1.2 million+ providers]

[Text On Screen - Source: UnitedHealthcare internal analysis, March 31, 2021.]

[Text On Screen - 24/7 virtual care]

[Text On Screen - Data rates may apply.]

Health and wellness programs are included too.

[Text On Screen - Health and wellness programs]

To help your plan participants get active, lose weight, and more.

[Text On Screen - Get active, lose weight and more]

UnitedHealthcare and your local chamber working side by side for a better health plan for your small business.

[Text On Screen - UnitedHealthcare and your local chamber]

[Text On Screen - Side by side for a better health plan]

See how much you may save through the UnitedHealthcare Community Chamber program today.

[Text On Screen - UnitedHealthcare Community Chamber Program]

You don’t have to be a chamber member to ask for a quote.

[Text On Screen - Talk to your broker or Healthcare representative to learn more]

[Text On Screen - UnitedHealthcare]

[Text On Screen - HealtiestYou is not health insurance. HealthiestYou is designed to complement, and not replace, the care you receive from your primary care physician. HealthiestYou physicians are an independent network of doctors who advise, diagnose, and prescribe at their own discretion. HealthiestYou physicians provide cross coverage and operate subject to state regulations. Physicians in the independent network do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. HealthiestYou does not guarantee that a prescription will be written. Services may vary by state. HealthiestYou by Teledoc® and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Services LLC in NY. Stop-loss insurance is underwritten by All Savers Insurance Company (except MA, MN, NJ, and NY), UnitedHealthcare Insurance Company in MA and MN, UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.

B2B El21588087.0 6/21 © 2021 United HealthCare Services, Inc. All Rights Reserved. 21-619457]

Quality benefits, delivered locally

Working closely with UnitedHealthcare, local chambers of commerce are invested in your success, committed to giving you a competitive edge: the ability to offer attractive health benefits to your employees at a price designed to better fit your budget.

Participating Indiana chambers of commerce

Small business health plans designed to give you more

Discover savings, flexibility and stability with UnitedHealthcare Level Funded health plans — built to help chamber member businesses balance the cost savings they’re looking for with benefits plan participants want.

Savings

Rates based on the medical claims experience of your plan participants (groups 5-50 not subject to adjusted community rating)
Potential for a year-end surplus refund if plan participant medical claims are lower than expected³

Flexibility

Eligibility for exemption from many Affordable Care Act (ACA) regulations and state insurance premium taxes
A variety of plan designs to choose from

Stability

Fixed monthly payments, similar to a fully insured plan experience
Stop loss protection from unexpected high medical claims
Online tools to simplify plan management

Quality benefits for your plan participants

Large local network

Plan participants can access a robust provider network nearby and nationwide, including 1.6M+ physicians and health care professionals and 6,100+ hospitals^.4

24/7 virtual care for $0

HealthiestYou™ gives plan participants 24/7 mobile access⁵ to doctors who can diagnose and prescribe with no consult fees.

Rewards for staying active

With UnitedHealthcare Motion®, participants complete daily activity goals — walking, cycling, swimming and more — and may earn up to $1,095 per year⁶toward a health savings account (HSA) or prepaid debit card.⁷

^{Motion is not available in DE, KS, MO, NJ, PA or WI}

The more you bundle, the more you may save

Lower your health plan premiums by up to 4% when you offer a UnitedHealthcare vision, dental or other specialty plan alongside a UnitedHealthcare medical plan. Ask your broker or UnitedHealthcare representative for details.

Ask for a custom no-obligation quote today

See how much your business may save on a health plan from the Community Chamber Program.

Ask for a quote

Shop now

Footnotes

Small-Business Owners’ Views on Health Care Coverage and Costs. Commonwealth Fund, Sept. 2019. Available: https://www.commonwealthfund.org/publications/issue-briefs/2019/sep/small-business-owners-views-health-coverage-costs.
Among the 33.1% of UnitedHealthcare Level Funded plan sponsors in the Central Region who received a surplus refund in 2022, the average refund was $6,389.10. UnitedHealthcare internal reconciliation analysis, Jan. 1, 2022 through Dec. 31, 2022. Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law.
Please consult a tax and/or legal advisor to determine if, by receiving this surplus refund, there are any restrictions or obligations, or whether the surplus refund is taxable. Surplus refund available only where allowed by state law.
UnitedHealthcare internal analysis, Q4 2022.
Data rates may apply.
Or $1,150 if not applying registration credit toward an activity tracker.
Receiving a reward card may have tax implications. You should consult an appropriate tax professional to determine whether you have any tax obligations from receiving this card under the program.

Disclaimers

Minimum participation requirements may apply for bundling programs. Packaged Savings program is not available for all group sizes, and benefits and programs may not be available in all states. Components subject to change.

HealthiestYou is not health insurance. HealthiestYou is designed to complement, and not replace, the care you receive from your primary care physician. HealthiestYou physicians are an independent network of doctors who advise, diagnose, and prescribe at their own discretion. HealthiestYou physicians provide cross coverage and operate subject to state regulations. Physicians in the independent network do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. HealthiestYou does not guarantee that a prescription will be written. Services may vary by state. HealthiestYou by Teladoc® and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations.

UnitedHealthcare Motion is a voluntary program. The information provided is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker and/or certain credits and/or purchasing an activity tracker with earnings may have tax implications. You should consult an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-855-256-8669 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Subject to HSA eligibility, as applicable.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.