Indiana

Teaming up with local doctors and specialists, UnitedHealthcare Charter® plans are based on creating a stronger connection between employees and the primary care providers (PCPs) they choose — with a quality network that includes the Select Health Network’s Saint Joseph Health System in South Bend, as well as Community Health Network in Indianapolis.

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Designed for better outcomes and reduced costs

Better health

PCP guidance throughout the health journey, including referrals to specialists when needed
Centrally managed patient data and Optum analytics supporting informed health care decisions at the right time

Lower costs

Up to 15% savings: Lower premiums, administrative costs and out-of-pocket expenses working within a single health system1
Preventive care is covered 100% by most plans in our network

Simpler experiences

Care managed within a single health system to help avoid unnecessary and duplicative services
Simpler plan design, making it easier for employees to understand their benefits

Say hello to our community of caregivers

In South Bend the Select Health Network includes the Saint Joseph Health System, The South Bend Clinic, Allied Physicians of Michiana, and Family Medicine of South Bend. The Indianapolis Charter network includes Community Health Network, Suburban Health Organization, WellBridge Surgical, and American Health Network. With Charter, employees and their covered family members also have access to UnitedHealthcare Centers of Excellence nationwide.

Connecting employees to care — anywhere

With Charter, employees get built-in access to programs and resources to support them every step of the way.

On-the-go access

Using myuhc.com® or the UnitedHealthcare® app, employees can find nearby care options within the network, see claim details, view progress toward deductibles and more.

Video chat with a provider

With 24/7 Virtual Visits, employees can connect 24/7 with a provider for nonemergency care — anytime, anywhere — right from their mobile device² or computer.

Wellness support

A personalized digital wellness experience, Rally® connects employees with personal recommendations, health content, challenges and dozens of other resources to help them proactively manage their health.

Request a no-obligation quote

See how much your business may save with UnitedHealthcare Charter. Contact your broker or ask for a quote today.

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Footnotes

Savings estimates relate to UnitedHealthcare’s book-of-business results as of February 2023. All figures and estimated savings represent historical performance and are not a guarantee of future savings. Meaningful benefit design differentials to achieve estimated annual savings. Quality and cost efficiency based on national standards and local benchmarks, May 2022. Premium costs for Charter products are typically lower compared to UnitedHealthcare Navigate® or UnitedHealthcare Choice products. Results shown are not a guarantee of future performance.
Data rates may apply.

Disclaimers

Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.

The Centers of Excellence (COE) program providers and medical centers are independent contractors who render care and treatment to health plan members. The COE program does not provide direct health care services or practice medicine, and the COE providers and medical centers are solely responsible for medical judgments and related treatments. The COE program is not liable for any act or omission, including negligence, committed by any independent contracted health care professional or medical center.

24/7 Virtual Visits is a service available with a provider via video, or audio-only where permitted under state law. It is not an insurance product or a health plan. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. 24/7 Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.

The UnitedHealthcare® app is available for download for iPhone® or Android®. iPhone is a registered trademark of Apple, Inc. Android is a registered trademark of Google LLC.

Rally Health® provides health and well-being information and support as part of your health plan. It does not provide medical advice or other health services, and is not a substitute for your doctor's care. If you have specific health care needs, consult an appropriate health care professional. Participation in the health survey is voluntary. Your responses will be kept confidential in accordance with the law and will only be used to provide health and wellness recommendations or conduct other plan activities.

Health plan coverage provided by or through a UnitedHealthcare company. Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates.

Say hello to a lower-cost health plan